ADKINS, Betty Jo Windham, 69 of Montgomery, AL passed away Sunday, August 25, 2013. She was employed by American National Bank for 30 years and retired from Regions Bank in Montgomery in 2006. Survivors include her husband of 27 years, Johnny M. Adkins; two daughters, Donna Jo Smith (David) and Elizabeth Ivey; four grandchildren, Lauren Ivey & Joseph, Helen, and Rachel Smith; sister, Peggy Renfroe (Billy); several nieces & nephews; and mother-in-law, Betty Lou Adkins. She was preceded in death by her mother, Ethel Reynolds; her father, Grady Windham and a brother, Robert Windham. Funeral services will be Thursday, August 29, 2013 at 6:00 PM from Leak-Memory Chapel with visitation from 4:30-6:00 PM at the funeral home. Graveside services will be 11:30 AM EST Friday at Ft. Mitchell National Cemetery. She loved the Lord and enjoyed working with the Children's Ministry at Dalraida United Methodist Church. In lieu of flowers, memorial contributions may be made to Dalraida United Methodist Church.